The Affordable Care Act (ACA) makes quality health insurance accessible and affordable for individuals and families. ACA plans provide essential health benefits, including preventive care, doctor visits, hospital stays, prescription drugs, maternity care, and more.

Depending on income, many clients qualify for subsidies (premium tax credits) that make coverage significantly more affordable — sometimes even free.

ACA health plans ensure families get
the care they need without facing overwhelming medical bills.

Every year during open enrollment, clients can review their options, and many also qualify for special enrollments
during life changes. It’s about protecting health and finances at the same time.

Example: Maria, a single mother of two, qualifies for subsidies that lower her monthly premium to $0. Her ACA plan covers regular check-ups for her kids, prescriptions, and even an emergency hospital stay — without creating

unmanageable medical debt.