Fixed Indexed Annuities

An Indexed Annuity is a retirement savings vehicle that provides both security and growth potential. Unlike investing directly in the market, an indexed annuity links your returns to a market index while guaranteeing that you won’t lose money due to market downturns. This means you can enjoy growth when the market goes up but have peace of mind knowing your principal is protected when the market goes down. Indexed annuities can also provide a guaranteed stream of income in retirement, which acts like a personal pension. They’re ideal for individuals who want to grow their savings safely, avoid market volatility, and ensure steady income for life.
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Example: Tom, age 55, invests $100,000 in an Indexed Annuity. Over 10 years, his
money grows with market gains but is never reduced during market downturns. At
retirement, Tom chooses lifetime income payments, ensuring he receives steady monthly income for the rest of his life.